Trucking Factoring

Stop Waiting on Your Money

Get fast cash for your freight invoices with Quickpay Funding’s trucking factoring.

Trucking Factoring for Owner-Operators

Tired of waiting weeks to get paid for your hard work? Slow-paying customers can strangle your cash flow and stop your business from reaching its full potential. At Quickpay Funding, we provide trucking companies with immediate access to working capital so they always hit the road with confidence. Our industry leading financial solutions turn your invoices into instant cash, fuel your growth, and keep your focus where it belongs – on the road ahead.

money moving fast

Get Paid Faster

With Quickpay Funding’s trucking factoring, you get paid the same day you submit an invoice.

money moving fast

Stop Chasing Invoices

We handle billing & collecting from your customers while you handle the road.

money moving fast

24/7 Support

We’re open to fund your trucking business 24/7/365, including all holidays and weekends.

money moving fast

No Hidden Fees

No surprises here. Get some of the best factoring rates in the industry and clearly outlined fees.

Apply for Trucking Factoring Today!

Our application takes approximately 5 minutes to complete once registered.

Why Owner-Operators Choose Quickpay Funding

24/7 Same-Day Funding

We fund your invoices the same day they are submitted.

Fuel Discounts

We give all our clients the Quickpay Fuel Card that can save them thousands of dollars a year on fuel discounts from 4,500+ locations.

Fuel Advances

Get cash before delivery and keep your truck on the road with 24/7 fuel advances.

No Monthly Minimums

No monthly minimums, no minimum invoice amount or volume minimums. Other factors charge minimum monthly “service fees” if you don’t factor enough.  WE DON’T CHARGE MINIMUMS.

Carrier Packet Management

Get all of your carrier packets and MSA’s filled out by us at no extra charge.

No Cutoff Times

No cutoff time when you fund with Real-Time Payments. When we say we’re open to fund our clients 24/7, we really mean it.

Free Credit Checks

Book loads with confidence. We warn you of any risk when taking a load from a broker that has bad payments or questionable credit.

…and more!

Fuel Your Business Growth

Ready to take your trucking business to new heights? Trucking factoring can be the catalyst for your success, providing the working capital you need to book more loads, seize growth opportunities, optimize cash flow, and propel your business to the next level.

Take control of your cash flow.

Don’t wait on your customers to pay you on their terms. We understand you need a consistent source of working capital for your trucking business to reach its full potential. Take control of your cash flow and get paid on your own terms.

happy truck driver taking control of his cash flow with Quickpay's freight factoring for trucking companies

Save big every time you fill up.

Take advantage of fuel discounts at thousands of locations including Pilot Flying J, TA, Petro, Love’s, AMBEST, Kwik Trip, Sapp Bros, Quick Fuel, and many others with the Quickpay Fuel Card.

trucker fueling up and saving money with Quickpay's freight factoring fuel card discounts

Keep focused on growing your business.

Don’t let a lack of working capital keep your trucking business from reaching its full potential. We make sure you get the cash flow you need to keep focused on what you do best – running your business.

truck drivers growing their business with Quickpay's freight factoring for trucking companies
happy truck driver

Get paid on time

every time.

Trucking Factoring FAQs

What is trucking factoring?

Trucking factoring is like getting an advance on your invoices. Instead of waiting weeks or months for customers to pay, you sell your invoices to a factoring company. They pay you immediately (minus a small fee), and then they collect the full payment from your customer later. This gives you fast cash to cover fuel, repairs, and other trucking expenses.

How do owner-operators benefit from factoring?

Think of it like this: Factoring lets you get money you’ve already earned right away, giving you more control and flexibility in your business.

Here’s a simple explanation of how owner-operators benefit from factoring:


  • Get paid immediately: Instead of waiting weeks or even months for customers to pay invoices, factoring gives you your money within a day or two.
  • Improve cash flow: Having cash on hand means you can cover fuel, repairs, unexpected costs, and take on more jobs without worrying about running out of money.
  • Less stress: You don’t have to chase down invoices or worry about late payments. The factoring company handles it, so you focus on driving.
  • Grow your business: With reliable cash flow, you can invest in better equipment, hire additional drivers, or expand your services.