HVAC Factoring
Invoice Factoring for HVAC Companies
Invoice factoring provides the consistent cash flow you need to cover expenses, take on new projects, and grow your HVAC business.
Financing Designed for HVAC Businesses
HVAC companies often face challenges with delayed payments from clients, while needing to cover upfront costs for materials, labor, and equipment. This cash flow gap can hinder your ability to complete projects, bid on new jobs, and manage day-to-day operations. Quickpay Funding bridges this gap by turning your unpaid invoices into immediate cash—so you can focus on what matters most: delivering quality service and expanding your business.

Immediate Cash Flow
Get paid in hours, not weeks or even months. Turn your unpaid invoices into instant cash flow.

No Chasing Payments
We handle billing & collecting from your customers, so you can focus on core business operations.

Seasonal Flexibility
Stay ahead of seasonal demand slowdowns by maintaining steady cash flow year-round.

Drive Business Growth
When you have consistent cash flow, you can invest in new growth opportunities for your business.

Solve HVAC Cash Flow Challenges with Invoice Factoring
Take on bigger contracts with confidence.
Cover payroll & operational costs with ease.
Invest in marketing and sales initiatives.
Improve client satisfaction.
Pursue growth opportunities.
Scale your business without taking on debt.
How HVAC Factoring Works
Invoice factoring for HVAC companies is a straightforward way to access the cash flow tied up in your unpaid invoices. We purchase your invoices at a discount, providing you with immediate funds, and then manage the collection process with your clients.
1
Submit your invoices
2
Get paid the same day
3
We handle collections
Ready?
Why HVAC Companies Choose Us

Fast Approval & Easy Set-up

HVAC Industry Expertise

24/7 Same-Day Funding
Benefits of Factoring for HVAC Companies
For HVAC companies, factoring can be a valuable tool to improve cash flow, reduce risk, and grow your company without taking on additional debt. Quickpay Funding is proud to be one of the top choices for HVAC companies in North America. Here are some of the key benefits HVAC companies can take advantage of when they work with Quickpay Funding:
24/7 Same-Day Funding
We fund all of our clients’ invoices the same day they are submitted. This includes nights, weekends, and even bank holidays.
Back-Office Support
We provide an array of administrative support such as bond filing, collection on unpaid invoices, credit checks, and much more.
No Debt Incurred
Invoice factoring is not a loan, so it does not involve taking on additional debt. Instead, it converts existing accounts receivable into cash.
No Cutoff Times
There are no cutoff times when you fund with Real-Time Payments. When we say we’re open to fund our clients 24/7, we really mean it.
Financial Flexibility
Unlike other factors, we don’t charge minimums. This allows you to adjust your factoring activity during off-peak periods, ensuring a steady cash flow.
Online Management Tools
With the Quickpay Portal you can easily upload your invoices and manage your factoring account online.
Apply for HVAC Factoring Today!
Our application takes approximately 5 minutes to complete once registered.